Slice papaya into long thin strips lengthwise so each piece can wrap a banana slice.

Peel bananas and cut each into thirds so they fit the papaya strips.

Spread a thin layer of yogurt on a papaya strip. Drizzle honey into yogurt if you want it sweeter.

Place a banana piece at one end and roll the papaya around it. Repeat.

Sprinkle chia seeds or nuts on top for crunch. Serve right away or chill 10 minutes.