Preheat air fryer to 350°F.

In a bowl, mix together softened cream cheese, sour cream, garlic powder, and cumin until smooth.

Spread the cream cheese mixture into the bottom of an air fryer-safe baking dish, then layer the chili on top.

Sprinkle shredded cheddar cheese and green chiles evenly over the chili layer.

Place the dish in the air fryer basket and cook for 10-12 minutes until cheese is melted and bubbly with golden edges.

Let cool for 2-3 minutes before serving with tortilla chips.