Preheat the oven to 350°F and grease a 9x5 inch loaf pan.

In a small bowl, beat the softened cream cheese, sugar, and egg until smooth.

Pour half of the banana bread batter into the prepared loaf pan.

Spread the cream cheese mixture evenly over the batter.

Pour the remaining banana bread batter on top, covering the cream cheese layer.

Bake for 60 minutes or until a toothpick inserted near the center comes out clean.