Preheat oven to 350°F; grease a 9x5 inch loaf pan.

Beat softened cream cheese, sugar, and egg in a small bowl until smooth.

Pour half the banana bread batter into prepared pan.

Spread cream cheese mixture evenly over batter.

Cover cream cheese with remaining batter.

Bake 60 minutes, or until a toothpick inserted near center comes out clean.